Self-service hub with plan documents, provider info, and enrollment guides. Employees ask Joy their benefits questions and get instant, accurate answers from your actual plan documents.
Using our benefits plan documents, answer this benefits question and cite the exact source: [question, e.g., what's the difference between the PPO and the HDHP?]
An illustrative example. Your output will reflect your own sources, data, and prompts.
Pulled straight from the 2026 Benefits Guide in your Knowledge Center. Here's how the two medical plans actually compare, side by side.
Both plans use the same doctor network; the real difference is the trade-off between what you pay each month and what you pay when you use care, from the 2026 Benefits Guide, pages 8–12.
| PPO | HDHP | |
|---|---|---|
| Monthly premium (individual / family) | $350 / $875 | $175 / $450 |
| Deductible (individual / family) | $500 / $1,000 | $1,500 / $3,000 |
| Copays | $25 primary, $50 specialist | None: full cost until the deductible is met |
| HSA | Not eligible | Eligible, with a $750 employer contribution |
In practice the PPO wins if you see doctors often and want predictable copays, while the HDHP runs about $2,100 a year cheaper in premiums for an individual (roughly $5,100 for family coverage) and pairs with a tax-advantaged HSA, the better fit if you rarely use care or want to save for future costs.
One detail worth flagging from page 11: the HDHP's $750 employer HSA contribution lands in January, so it offsets a good chunk of that higher deductible right at the start of the year.
Want me to model both plans against a year of your expected visits and prescriptions so you can see the total out-of-pocket for each?
Benefits Resource Library creates a self-service assistant that knows your health plans, dental coverage, 401k details, HSA rules, and everything else benefits-related. Employees get accurate, plan-specific answers instantly, with citations to the source documents.
Upload summary plan descriptions, carrier documents, enrollment guides, and benefits FAQs to Knowledge Center.
Joy reads only the benefits documents you connected, so every answer is grounded in your actual plans, not the public internet.
Questions arrive in natural language: "What's my deductible on the HDHP?" or "Does the dental plan cover orthodontia?" Answered in seconds.
Every response includes citations to source documents. Employees trust the answer because they can verify it. HR teams see what questions get asked most.
Save this ask as a custom command on your HR assistant and customize it, so anyone can run it in one step.
Every answer cites the exact section of your SPD or carrier document, so employees can verify details.
Answers questions about plan comparisons, enrollment deadlines, and steps whenever an employee asks.
Direct links to carrier portals, find-a-doctor tools, and claim submission forms.
See which benefits topics generate the most questions. Improve communications based on data.
Supercharge during enrollment season with plan comparisons, deadline answers, and decision support, whenever someone asks.
Benefits education for new employees on demand. Explain their options the moment they ask.
Special guidance for marriage, new baby, or other qualifying events that trigger enrollment windows.
Different plans for different locations or countries. Employees automatically get location-appropriate answers.
JoySuite's Benefits Resource Library gives employees instant, accurate answers on demand. Just ask Joy. Grounded in your actual plan documents, employees get plan-specific information without waiting for HR. Most organizations see 50-60% reduction in benefits-related HR inquiries.
Upload your SPDs, carrier documents, enrollment guides, and benefits FAQs to JoySuite. Joy learns your plans and answers employee questions on demand, each answer cited back to the source document.
Yes. JoySuite provides cited answers that reference the exact section of your plan documents. Employees can verify information themselves. For truly complex situations or enrollment issues, Joy points employees to HR with the context they need.
Enable Open Enrollment Mode for plan comparison guides, deadline answers, and decision support. Employees can ask questions like 'Which plan is better if I'm having a baby next year?' and get personalized guidance based on your actual plan details.
The system works with any benefits documentation: Summary Plan Descriptions (SPDs), carrier documents, enrollment guides, 401k summaries, HSA/FSA rules, PTO policies, and perks programs. PDF, Word, and web content are all supported.
Join the waitlist and be first to try this workflow when JoySuite launches.